Cash Flow Tool

Calculate your investment income in 3 easy steps

XTBs offer both predictability and a regular income stream. The Cash Flow Tool lets you build your own portfolio, or choose one of our Starter Portfolios. By using this tool, you confirm your acceptance of the terms of use, including any limitation of liability and disclaimers.

Follow these 3 simple steps to create your XTB cash flow forecast.

  • SELECT A PORTFOLIO: Click an icon to choose a Starter Portfolio, or create your own.
  • CHOOSE HOW MUCH TO INVEST: For Starter Portfolios the investment amount is allocated evenly. For custom portfolios, select up to 10 XTBs and split your total equally, or enter individual amounts.
  • CALCULATE YOUR CASH FLOW: Press calculate to view your tailored cash flow.
STEP 1 -Choose a Starter Portfolio or create your own
STEP 3 -Review your cash flow

Your own XTB portfolio

Cash flow results

Click on a year on the graph above for a 12 month view of cash flows

Portfolio Yield to Maturity: 1.52%

Close year

Cash Flow (income & capital)


About your results

Your results graph is interactive - click on a year on the bottom axis for a single-year view. It shows payment dates and coupon amounts. The Cash Flow Table shows the income and capital outlay of the portfolio and your net return. Use this to track how your XTB portfolio will perform over time.

Emailing the cashflow tools results:

Click the "EMAIL RESULTS" button to receive a copy of your portfolio. The results can help you compare XTB performance with other fixed income investments, including Term Deposits. 

To buy:

Before making a decision read the PDS to determine whether XTBs are right for you. When you are ready to make a purchase, contact your adviser or log on to your online broker to place your trade in the same way you do with shares. All XTBs start with the code "YTM" and are 6-digits long. Emailing the cashflow tool results to yourself is a good way to ensure you have the correct YTM codes when you’re ready to invest.